Leaving the scene of an accident: while it was a clash?

It would seem that the base was on the road sank into oblivion along with the introduction of compulsory motor TPL insurance. But, apparently, a time of crisis affected the professionalism of the criminals - and insurance regulations, they found a loophole to fatten their own pockets. Moreover, the amount per fraud sometimes up to several tens of thousands of rubles. The main and most important rule of insurance companies - always make out even a minor accident. The issue on the spot to save time victims can turn to the perpetrator or the victim bases departing from the driver's license or a round sum of money. So do not be lazy and fix the crashes, not to be surprised then calls from the traffic police with a request to come to a group indiscriminately. In the stands with the extortion of money for leaving the place of collision, there are three most common scenarios. First: the driver commits a maneuver in his car and while his attention is diverted from the car appeared from nowhere in the victim's car flies a small object, which mimics the sound of impact (potatoes, plastic bottles, stone, soap). Then the scammers overtake and pressed "guilty" to the curb and begin to argue that he left the scene of an accident, driving a few meters. Accomplices at this time may quietly scratching the car of the victim in the place which he allegedly touched the car criminals. The second scenario: a motorist is stopped leaving the parking lot and stated that he leaving, hurt someone else's car and tried to escape from the accident site. Again, the main argument of criminals is that the perpetrator leaves the scene. His intimidating challenge to traffic police officers, followed by deprivation of "culprit" driving license. Immediately offered to settle the conflict on the ground and sounded the amount of repair. The third scenario is quite audacious: Motorist "graze" a couple of days, noting the places where he had left his car and then him on his mobile ringing a stranger who claims to have found the glass of his car scratched a note with the number of the person who hurt him. Puzzled the victim begins to deny his guilt, in that the answer is a proposal to separate the world, handing him money for repairs, and the sooner the better. Otherwise, the scammers are threatening deprivation of rights, backing his words with the presence of witnesses to the accident. According to the rules OSAGO and helmets, when the insurance case in the first place need to call traffic police and inform about the incident the insurance company. Before the arrival of traffic policemen to leave the scene of the accident is prohibited, the cars must be in the same position in which they faced. Thus, law enforcement agencies will be able to capture the most accurate picture of the incident. Then the driver makes a notice of an accident (this form is attached to the policy OSAGO) and if necessary, get a car inspectors certificate form number 12 for the insurance company with a description of damage. SCAM intimidate victims of Part 2 of Article 12.27 of the Administrative Code - leaving the driver places the accident, which it is party, which entails the disqualification of driving for a period of 1 to 1.5 years, or administrative arrest for up to 15 days. For holders of insurance policies Hull criminals have one more argument for the pressure: they are intimidated by the fact that the insurance denies damages for the same reason - leaving the scene of an accident. Not so important, how many feet the car stopped after the collision, what is relevant is that the driver caused the traffic police and notified the insurance company about what happened by doing this most basic steps in the insurance case. If you are responsible for an accident, but do not want to draw, and the second party, unsuspected, agreed to a small reward and is ready to part the world, ask him to leave first from the scene. To soothe you can write the mutual receipts, which will be shown like this: "The driver seemed to be due to the possible collision of their cars were damaged, but no trace of the inspection machines, pointing to a collision was detected. Fact accident occurred was not detected, so both sides claims to each other have not. Need to call the traffic police do not, in connection with which the drivers continued to move. " Thus, later to prove the accident would be virtually impossible. However, this scheme should only apply if you are unsure of their guilt and are willing to resolve the issue on the spot without fear that as soon as you out of sight, the victim returned to the place of accident and cause traffic policemen. Avoid such troubles can only follow one rule - to cause traffic policemen and record the fact of the accident. Have to lose time, but it is a small fee for the lack of hassle with groups of parsing and the courts. When comparing the two cars will be clear that the clash between them was not, and the crooks know it, just go to victim failed - they did not want to "shine" in front of law enforcement officers. The same principle should operate with calls from unknown victims: Do not agree to transfer money for repairs, and offer to clarify the situation in the group analysis. Can threaten the request for examination to establish the facts, confirming the collision, which will compare the damaged cars. Fraudsters, realizing that the money they do not get hung up. The main thing is not to get lost and do not respond to pressure from the "injured" party. If the second party to an accident or too persistent doubts, it is better to wait for traffic police, locked in the car, and not to agree to proposals to solve everything in place. Text: Olga Zabelkina.